MORTGAGE ADVISORY

“Smart Mortgage Guidance for Financial Success”

How may we assist you?

Our partnerships with central UAE banks, including EmiratesNBD, First Abu Dhabi Bank, RAK Bank, Commercial Bank of Dubai, Dubai Islamic Bank, and others, are established through official agreements. These collaborations allow us to offer our customers various financial services and solutions tailored to their needs.

Our credit department is staffed with highly qualified professionals with extensive financial education backgrounds and a minimum of 5 years of experience working in UAE banks. This firsthand knowledge of the local banking system enables us to present our clients’ applications best, ensuring a comprehensive package of supporting documents. Our experts thoroughly review each case with meticulous attention to detail, leading to a meagre bank refusal rate. We take pride in providing successful financial solutions to our valued clients.

We are a team of seasoned mortgage brokers ready to assist you with all the information you require for purchasing your first home or investment property. Our extensive experience allows us to provide expert guidance throughout the process, ensuring you make well-informed decisions. Count on us to be your trusted partners in achieving your real estate goals.

We offer multiple services for future landlords.

New Mortgage For Buying New Property
Cashout On Fully Paid Property
Buyout From Existing to New Bank with Reduced Proﬁt Rates
Construction Finance Construction Loan for Building a Dream House
Land Finance Buy Residential or Commercial Land
Real Estate in The UAE Apartments, Villas and Commercial Properties from Trusted Company

Questions About mortgage calculator.

What is a mortgage calculator?

A mortgage calculator is a helpful tool that enables you to estimate your monthly mortgage payments based on various factors such as loan amount, interest rate, and loan term.

How much mortgage can you afford?

The amount of mortgage you can afford depends on several factors, including your income, existing debts, and the interest rate on the mortgage. Generally, a mortgage up to four times your annual income is considered manageable.

How much mortgage can I borrow on my salary?

The amount you can borrow for a mortgage depends on your income, credit score, and the property you wish to purchase. It’s best to consult with a financial specialist to determine the specific borrowing capacity based on your financial situation.

Is it easy to get a mortgage in the UAE?

Obtaining a mortgage in the UAE can vary depending on the lender and individual circumstances. In general, the process is not considered difficult for eligible applicants.

What is the minimum salary to get a loan in the UAE?

The minimum salary required to be eligible for a loan in the UAE is AED 3,000.

Can my mortgage be 50% of my income?

No, it is not advisable for your mortgage to be 50% of your income. It’s essential to maintain a manageable debt-to-income ratio for financial stability.

What mortgage can I get in Dubai?

You have various options for getting a mortgage in Dubai, including banks, mortgage brokers, and online platforms. To determine the specific mortgage you can secure, it’s recommended to consult with a mortgage specialist.

What is the down payment on the house in Dubai?

The average down payment on a house in Dubai is typically 20% of the property’s total value.

What is the maximum mortgage loan period in UAE?

The maximum mortgage loan period in the UAE is typically 25 years.

What is the minimum required salary to avail of a mortgage loan?

The minimum required salary to avail of a mortgage loan can vary among lenders. As a general guideline, most lenders may require applicants to have an annual income of around $30,000-$40,000 to be eligible for a loan.